{"id":4152,"date":"2014-01-09T23:04:52","date_gmt":"2013-06-06T01:58:55","guid":{"rendered":"https:\/\/creditrepairnewyork.net\/?p=4152"},"modified":"2014-01-09T23:04:52","modified_gmt":"2014-01-09T23:04:52","slug":"top-ten-credit-repair-tips","status":"publish","type":"post","link":"https:\/\/creditrepairnewyork.net\/top-ten-credit-repair-tips\/","title":{"rendered":"Top Ten Credit Repair Tips"},"content":{"rendered":"

Here’s a few simple credit repair tips<\/span> to help you improve your credit history and credit
\nworthiness.<\/h1>\n

Credit Repair Tip #1<\/strong><\/span><\/p>\n

Reviewing your report at least every six months or more often will keep you
\naware of changes that can hurt or help your credit rating and score.<\/p>\n

Credit Repair Tip #2<\/strong><\/span><\/p>\n

Identify your
\nbalance and credit limit for each of your accounts. Sometimes creditors will drop your
\ncredit limit based on changes to your report data, or even changes in the economy or bank
\npolicies.<\/p>\n

 <\/p>\n

\"credit

credit repair tips<\/p><\/div>\n

Credit Repair Tip #3<\/strong><\/span><\/p>\n

Identify which accounts have reported you as being 30, 60 or 90 days late,
\nor have entered other data that can damage your rating.<\/p>\n

Those are in our opinion, the top 3 credit repair tips<\/span>, keep reading below to see how we rounded off the top ten.<\/h2>\n

 <\/p>\n

Credit Repair Tip #4<\/strong><\/span><\/p>\n

Identify accounts that have
\nbeen closed by you, that do not show as closed.Any account, including accounts which were
\nnever reported as late that show “Account closed by credit grantor” are interpreted
\nas a negative account, as it implies thatthe account was closed for some undisclosed
\nreason.<\/p>\n

Credit Repair Tip #5<\/strong><\/span><\/p>\n

Scrutinize all personal data,including common variations of your name.
\nA person named Robert Jones, might also beknown as Bobby Jones, Bob Jones. Look for
\nvariations of names that are not common or familiar to you.<\/p>\n

 <\/p>\n

Credit Repair Tip #6<\/strong><\/span><\/p>\n

If it doesn’t help you,
\nit hurts you. Often people believe that ahigh credit score is achieved by having numerous
\naccounts with numerous creditors – which oftenis not true, keep it simple and keep it trimmed
\nto a few good accounts.<\/p>\n

 <\/p>\n

\"credit

credit repair tip<\/p><\/div>\n

Credit Repair Tip #7<\/strong><\/span><\/p>\n

There is no such thing as a positive account with a collection
\nagency, nor a positive public record. Third party collection accounts, judgments, liens
\nand bankruptcies are always negative, regardless if paid off or not. Paying off these accounts
\ndoes not change them from negative to positive.<\/p>\n

Credit Repair Tip #8<\/strong><\/span><\/p>\n

If you think you have no credit, or no
\ncredit history, think again. Many people believe that if they never applied for a credit card\u00a0orphone company, the landlord, the utility company,student loan companies and employers all review\u00a0your credit history to determine if you are who you say you are, and if you pay your debts\u00a0on time.<\/p>\n

Credit Repair Tip #9<\/strong><\/span><\/p>\n

Most cases of identity theft are discovered when they get a bill for things
\nthey did not purchase, or loans they neverapplied for. Identity thieves are mostly people
\nwho know the victim, such as a parent, child,friend or co-worker.<\/p>\n

Credit Repair Tip <\/a>#10<\/strong><\/span><\/p>\n

Use Responsible behavior
\nand make responsible purchases. Live within your means. Purchase only what you know you
\ncan repay within the shortest time possible.Just because you are approved for a $50,000
\ncar and can afford the $500 per month payment doesn’t mean the car is affordable. Once you
\nare done reviewing your credit report, Write a letter to the bureaus or creditors telling
\nthem what information is inaccurate. Explain why you are disputing the item and request
\nthat it be corrected or removed.<\/p>\n

For further information on credit repair and credit repair tips<\/strong><\/span>, you can visit the #1 source on credit repair by clicking here<\/a><\/h3>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Here’s a few simple credit repair tips to help you improve your credit history and credit worthiness. Credit Repair Tip #1 Reviewing your report at least every six months or more often will keep you aware of changes that can hurt or help your credit rating and score. Credit Repair Tip #2 Identify your balance… Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,16,15,14,13,12],"_links":{"self":[{"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/posts\/4152"}],"collection":[{"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/comments?post=4152"}],"version-history":[{"count":5,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/posts\/4152\/revisions"}],"predecessor-version":[{"id":7862,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/posts\/4152\/revisions\/7862"}],"wp:attachment":[{"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/media?parent=4152"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/categories?post=4152"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/tags?post=4152"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}