Your credit doesn\u2019t necessarily have to be bad in order to need a credit fix<\/strong><\/span>. Even credit fix<\/p><\/div>\n Step 1:<\/p>\n Order a copy of your credit Step 2:<\/p>\n Review all of the information in your credit report carefully. Make sure Step 3:<\/p>\n Write a letter to the bureaus is Your dispute must be investigated within 30 days. Upon completion of the investigation, Credit Fix: Not Just for Those with Bad Credit Your credit doesn\u2019t necessarily have to be bad in order to need a credit fix. Even if your credit is good, chances are there is something on your report that would benefit from a credit fix. A credit fix will only enhance your credit score,… Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[23,22,21],"_links":{"self":[{"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/posts\/4190"}],"collection":[{"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/comments?post=4190"}],"version-history":[{"count":7,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/posts\/4190\/revisions"}],"predecessor-version":[{"id":7861,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/posts\/4190\/revisions\/7861"}],"wp:attachment":[{"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/media?parent=4190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/categories?post=4190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/creditrepairnewyork.net\/wp-json\/wp\/v2\/tags?post=4190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nif your credit is good, chances are there is something on your report that would benefit
\nfrom a credit fix<\/strong><\/span>.<\/p>\nA credit fix<\/strong><\/span> will only enhance your credit score, enabling you to
\napply for credit and loans with the best rates and terms.<\/h2>\n![\"credit](\"https:\/\/creditrepairnewyork.net\/wp-content\/uploads\/2013\/06\/credit-fix.png\")
\nreport from each of the three bureaus, Transunion<\/a>,Equifax<\/a>, and Experian<\/a> (each bureau reports different information). You
\ncan order each individually or order a three-in-one.(Your should do this at least twice a year
\nanyway)<\/p>\n
\nthe following items are accurate: Your full name (and any previous names) Social security
\nnumber,Public records \u2013 lawsuits, liens,judgments, bankruptcies, etc. Credit history,
\nEmployment history, Current and past marital status, Other Examples of things that may
\nneed a credit fix<\/strong><\/span>: Incorrect account histories,such as late payments you have paid on time,
\nAccounts you know you never opened, Lawsuits you were not involved in, Liens you never
\nhad, Liens that appear that were supposed to be listed as \u201cincluded in bankruptcy\u201d
\nBankruptcies that are more than 10 years old,Negative information that is more than 7 years
\nold, Credit inquiries that are more than 2years old, No notation when you have disputed
\nan account, Closed accounts incorrectly listed as open.<\/p>\n![\"credit](\"https:\/\/creditrepairnewyork.net\/wp-content\/uploads\/2013\/06\/creditfix.jpg\" "\\"credit")
<\/p>\n
\nthat states what information you believe to be inaccurate. Explain why you are disputing
\nthe item and request that it be corrected or deleted. There are numerous examples of
\ncredit dispute letters on the web that you can refer to or download. What the law requires<\/p>\n
\nthe bureau must provide you with written copies of the results. If your dispute results in
\na change, the bureaus must also provide a free copy of your report that shows the credit
\nfix. Once an item is corrected or deleted,it cannot be placed back on your report unless
\nit is later proven valid. The credit fix<\/strong><\/span> protocol seems simple, however; the bureaus can be
\nuncooperative by using a number of stall tactics intended to intimidate and frustrate you.
\nIt is common, very common for a credit bureau to claim an item was \u201cverified\u201d when it
\nwas not, and to stall your efforts by claiming it was. There are many ways to combat these
\ntactics. Learning them, however, can be daunting and time consuming. If it\u2019s not exactly
\naccurate, dispute it and stick to it untilit\u2019s resolved.<\/p>\nYou may consider letting
\nthose who are well seasoned in the credit repair industry do a credit fix<\/strong><\/span><\/a> for you and
\nin much less time.<\/h3>\n","protected":false},"excerpt":{"rendered":"